What We Collect and Why We Collect It
When you open an account with kmartoto, we collect the details you provide at registration — name, email address, and the e-wallet identifier you use for deposits, whether that is DANA, OVO, or GoPay. We also log transaction records to verify that deposits and withdrawals are
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matched to your account correctly. Device identifiers and session data are captured automatically when you access the lobby from a mobile browser or app. We use this data to process your payments, verify your account identity, and keep your wallet connections secure. We do not sell
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your personal information to third parties. Where we work with service providers — payment processors, fraud screening tools, or hosting partners — those parties are contractually required to handle your data only for the specific purpose we have engaged them for. Data is retained for as
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long as your account remains active and for a further period required by applicable financial compliance rules, which vary by jurisdiction. If you close your account, you may request deletion of personal data that is not subject to a legal retention obligation. All of this applies
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where local law permits and is subject to the eligible regions we serve across Indonesia.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.